No lifetime limit. Surgical Benefit Aflac pays $100 to $2,000 when an insured person undergoes surgery for a covered medical condition at a hospital or outpatient surgical center according to the surgical plan in the policy. No benefits will be paid for non-illness cosmetic or elective surgeries.

Do you also know, Aflac pays for ultrasound?

MEDICAL DIAGNOSIS AND IMAGING BENEFITS: Aflac pays 150 $ per calendar year in which an insured person requires one of the following tests and a fee applies: CT scan, MRI (Magnetic Resonance Imaging), EEG (Electroencephalogram), Thallium Stress Test, Myelogram, Angiogram or Arteriogram.

Second, does Aflac cover arthritis?

What most of us don’t know is that along with accidental injuries, diseases like arthritis, heart disease, diabetes, and even pregnancy are some of the leading causes of disability that keep you unemployed and may affect your income. This is where Aflac Group Disability Insurance can help.

Also, does Aflac pay out pregnancies?

Aflac will not pay benefits for any disability that is caused or occurs as a result of: 1. Pregnancy or childbirth within the first ten months of the effective date of coverage (pregnancy complications are covered to the same extent as illness);

How much does Aflac pay for a biopsy?

Aflac pays $75 per calendar year if there is a fee for any of the following services: breast ultrasound, biopsy, flexible sigmoidoscopy, hemoccult stool sample, chest x-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or

Does Aflac pay for death?

ACCIDENTAL DEATH BENEFIT: Aflac will pay the applicable lump-sum benefit for accidental death set forth below. Accidental death must occur as a result of injury sustained in a covered accident and must occur within 90 days of such accident.

How much does Aflac pay for x-rays?

Accident Emergency Medical Allowance Aflac pays $120 for the insured and spouse and $70 for children when an insured person is treated for injuries sustained in a covered accident. This benefit is paid for x-rays, treatment by a doctor, or treatment in a hospital emergency room.

Is pregnancy covered by insurance?

Maternity insurance is one of the 10 essential health benefits that which must be covered by all health insurance offered to individuals, families and small groups. Health insurance for pregnancy, childbirth, childbirth and newborn care became mandatory under the Affordable Care Act in 2014.

Does Aflac cover prescriptions?

Does Aflac supplemental insurance cover prescription drugs? Aflac Supplemental Insurance will pay you cash (unless otherwise assigned) after a claim has been successfully submitted and processed. That money can then be spent however you see fit.

How much does Aflac pay for a Pap smear?

MAMMOGRAM AND PAP SECTION BENEFITS: Aflac pays $100 per calendar year if a fee is charged for annual low-dose mammography screening for the presence of occult breast cancer, and Aflac will pay $30 per calendar year if a fee is charged for a ThinPrep or annual Pap smear.

What insurance pays for maternity leave?

Two common types of supplemental insurance that you can purchase to cover the costs associated with maternity leave and childbirth are: Short-term disability insurance, which helps replace income , while you are unable to work for medical reasons, including childbirth.

Can you declare unemployment during maternity leave?

You can during not apply for unemployment benefit during maternity leave. It is a violation of federal law to deny a claimant an unemployment benefit claim because of pregnancy. If you are unable to work due to pregnancy, you can be covered by disability insurance instead of unemployment benefits.

How is short-term disability paid?

Employer grants short-time work Term Invalidity (STD) insurance pays a percentage of an employee’s salary for a specified period of time if they become ill or injured and are unable to perform their duties. Generally, the benefit is approximately 40 to 60 percent of the employee’s gross weekly earnings.

What does Aflac pay for x-rays?

This benefit is paid once per 24-hour period and only once once per insured accident, per insured person. C. X-RAY BENEFITS: Aflac will pay $25 if an insured person requires an X-ray for injuries sustained in a covered accident during emergency treatment at a hospital or hospital emergency department.

How much Aflac per month ?

from $500 per month for up to 6 months while you are unemployed. About the Plan: Our short-term disability plan pays in excess of any other form of disability one may receive.

How much does Aflac pay for the caesarean?

C. HOSPITAL EMERGENCY ROOM BENEFIT: Aflac will pay $100 per day when an insured person receives treatment for a covered illness or injury in a hospital emergency room, including triage, and there is a fee for that treatment. This benefit is payable twice per calendar year and per insured person. No lifetime limit.

What does Aflac Hospitalization Benefit pay?

Aflac pays $100 when an insured person receives treatment for a covered illness or accidental injury in a hospital emergency department, including triage , and fees apply. This benefit is payable twice per calendar year, per policy.

What is Aflac’s short-term disability payout?

Monthly benefit: $400 to $6,000 (depending on income requirements) • Total disability benefit periods: 6, 12, 18 or 24 months • Partial disability benefit periods: 3 months • Elimination periods (accident/illness): 0/7, 0/14, 7/7, 7/14, 14/14, 0/30, 30 /30, 60/60, 90/90, 180/180 • Optional driver available for work

What types of illnesses are covered by short-term disability?

Short-term disability insurance covers time off from work because of a temporary disability such as pregnancy, accidental injuries and illness. STD insurance replaces part of the employee’s income, which is a huge benefit for employees.

Does childbirth qualify for short-term disability?

Short-term disability insurance and pregnancy. It often only takes a few weeks from the diagnosis of the disability to the receipt of benefits. Short-term disability insurance policies treat childbirth, whether vaginal delivery or caesarean section, as a disability and also provide benefits after childbirth.

Does Aflac pay sick days?

First Hospitalization Allowance Aflac pays 250 USD per hospitalization** when an insured person is hospitalized for a minimum of 24 hours for a covered medical condition. This benefit is limited to one payment per calendar year and per insured person.

What does Aflac cover in the event of an accident?

What does the Aflac Accident Advantage policy cover? A wellness benefit payable for routine medical check-ups to promote early detection and prevention. Paid benefits for fractures, dislocations, lacerations, concussions, burns, emergency dental, eye injuries and surgical procedures.